Canada’s Most Predictive
Credit Score Alternative

Enterprises, collection agencies, and debt buyers can boost customer value by unlocking true creditworthiness with next-generation credit and scoring solutions.

Explore Our Solutions

Canada’s Most Predictive Credit Score Alternative

Enterprises, collection agencies, and debt buyers can boost customer value by unlocking true creditworthiness with next-generation credit and scoring solutions.

Explore Solutions

More Accurate Assessments

Progressa Score ‑ a 5th Generation, market-leading proprietary scoring model that can assess financial behaviour in real‑time. It’s backed with over six years of real lending data to non-prime consumers with industry-leading predictiveness of repayment.

More Accurate Assessments

Progressa Score ‑ a 5th Generation, market-leading proprietary scoring model that can assess financial behaviour in real‑time. It’s backed with over six years of real lending data to non-prime consumers with industry-leading predictiveness of repayment.

Real‑Time Financing Options

Offer real‑ me collection on agency financing options to your tier 1 and later 3rd party debt through Progressa Engage™. Purpose‑built on enterprise‑grade infrastructure, Progressa Engage™ leverages Progressa Score™ for qualification, and handles the processing of a consumer going through a collections process seamlessly and with the least amount of friction on as possible.

Real‑Time Financing Options

Offer real‑ me collection on agency financing options to your tier 1 and later 3rd party debt through Progressa Engage™. Purpose‑built on enterprise‑grade infrastructure, Progressa Engage™ leverages Progressa Score™ for qualification, and handles the processing of a consumer going through a collections process seamlessly and with the least amount of friction on as possible.

Positive Collections Engagement Strategy

Working with either Equifax® or TransUnion Canada®, we analyze your late tier contingency debt as well as pre‑debt sale charge‑offs and append the Progressa Score™ allowing for more efficient portfolio segmentation. This provides your enterprise with a range of options that were previously not possible, and will fundamentally improve your engagement strategy, leading operational savings as well as measurable improvements in customer satisfaction.

Positive Collections Engagement Strategy

Working with either Equifax® or TransUnion Canada®, we analyze your late tier contingency debt as well as pre‑debt sale charge‑offs and append the Progressa Score™ allowing for more efficient portfolio segmentation. This provides your enterprise with a range of options that were previously not possible, and will fundamentally improve your engagement strategy, leading operational savings as well as measurable improvements in customer satisfaction.

Responsible Consumer Financing Options

Drive substantial recoveries and revenue through socially responsible financing. We are Canada’s only ‘Direct‑Pay’ lender focused solely on non‑prime and near‑prime consumers. By paying bills directly for our customers, we provide peace of mind and an avenue to begin to reduce their debt load and rebuild their credit rather than creating additional financial strain.

Facilitating Healthy Recoveries Through Our Collection Partners For:

Responsible Consumer Financing Options

Drive substantial recoveries and revenue through socially responsible financing. We are Canada’s only ‘Direct‑Pay’ lender focused solely on non‑prime and near‑prime consumers. By paying bills directly for our customers, we provide peace of mind and an avenue to begin to reduce their debt load and rebuild their credit rather than creating additional financial strain.

Facilitating Healthy Recoveries Through Our Collection Partners For:

Ready to get started? Get in touch with our team!Contact Progressa

Ready to get started?
Get in touch with our team!