Give Your Customers Credit

Unlock your customer’s true creditworthiness by putting Progressa’s proprietary methodology and advanced data science to work for your business. Our suite of solutions can improve:

  • Time to market
  • Revenues
  • Market share
  • Recoveries
  • Customer satisfaction and service quality
  • Cost efficiencies
  • Capacity
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Score

For: Originators, engagement platforms and enterprise

Make a more accurate assessment of a borrower’s true credit worthiness with Progressa Score™ - a 4th Generation, market leading proprietary scoring model that can assess financial behavior in real-time. It’s backed with over 6 years of real lending data to non prime consumers with industry leading predictiveness of repayment.

Benefits:

  • Helps lenders increase approval and conversion rates and offers borrowers’ better access to financing. Participate in a large and expanding market for loans to non-prime borrowers.
  • Sophisticated credit modeling offers and effective approach to unsecured consumer finance.
  • Provides objective credit decisioning based on data science and algorithm scores, not human biases.
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How the Progressa Score Transforms The Non-Prime Lending Space

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Engage

For: Collection agencies, debt buyers, and enterprise

Offer real-time collections financing options to your tier 1 and later 3rd party debt through Progressa Engage™. Purpose-built on enterprise-grade infrastructure, Progressa Engage™ leverages Progressa Score™ for qualification, and handles the processing of a consumer going through a collections process seamlessly and with the least amount of friction as possible.

Benefits:

  • Offers financing solutions to your later stage collections consumers to help them finance the repayment of their debts improving recoveries.
  • Enhances loan origination and the borrower experience. With Progressa Engage™, you can automate and streamline your loans originations workflow through a frictionless process. The value proposition to the consumer is about creating flexibility for them at the point-of-engagement.
  • Provides objective credit decisioning based on data science and algorithm scores, not human biases.
Connect

For: Originators, point-of-sale platforms

Open new ecosystems to expand into markets you may not have previously considered with Progressa Connect™ .

Benefits:

  • Grows your sales by offering installment payment plans for your customers during the origination process
  • Leverages our robust API capabilities and approve non-prime consumer credit instantaneously
  • Provides real-time approvals directly from your existing user interface through a simple integration
Optimize

For: Enterprise and debt buyers

Take advantage of a revolutionary new way to analyze late stage delinquencies and positively impact your collections engagement strategy with Progressa Optimize™. Working with TransUnion Canada®, we analyze your late tier contingency debt as well as pre-debt sale charge-offs and append a Progressa Score™ allowing for more efficient segmentation. This provides your enterprise with a range of options that were previously not possible, and will fundamentally change the engagement strategy, leading to improvements to both your bottom line and brand reputation.

Benefits:

  • Assesses credit worthiness without impacting the consumer’s credit score
  • Optimizes your collections recoveries on late-tier debt
  • Reduces stress for your customers by engaging with positive solutions
  • Improves your enterprise’s brand awareness and Net Promotor Score (NPS)
  • Improves your odds of customer re-acquisition
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How Progressa Optimize Revolutionizes Collections Recoveries On Late-Tier Debt

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Let's talk credit!

We'd love to learn more about your business goals and help match you with the solutions that are the right fit for your business. Leave your contact details below, and we'll be sure to get in touch.

Call us at 604-424-8963, email us at partners@progressa.com, or download our info sheet for more details.